Udhar KitabUdhar KitabDownload

Udhar Kitab is an udhar khata app (udhaar bahi khata) for Indian shopkeepers, kirana stores, chota vyapari and small business owners, with a 90-day free trial and no credit card required to start. Track udhaar, credit, hisaab kitab and dukaan lending. A modern Khatabook alternative and OkCredit alternative with WhatsApp reminders, offline mode, and support for Hindi, Marathi, Gujarati, Tamil, Telugu, Kannada, Bengali and Punjabi. Try the credit book app free for 90 days on Android and iOS.

Made for Indian dukaandaars

Track every rupee,
keep every friendship.

Udhar Kitab makes credit tracking effortless. Record loans instantly, set reminders, and settle debts without confusion — your daily hisaab, sorted.

Download Now See how it works

New udhar

₹ 500 → Rahul

Settled ✓

₹ 2,100 · Aman

Reminder sent

WhatsApp · Rahul

Udhar Book home dashboard with collection, weekly flow and collection rate
How it works

Three steps to a stress-free ledger.

01

Add the udhar

Punch the amount, pick the customer, note a line about what they took. It's faster than pulling out a notebook.

Udhar Book add udhar form with amount shortcuts and return date
02

Remind, gently

Tap Send Reminder on any due or overdue customer, then reach them straight from their udhar card — over a call or WhatsApp.

Udhar Book due today and overdue cards with Send Reminder buttons
03

Settle up

The moment they pay, mark it settled with one tap. It moves off the pending list instantly — hisaab clear, dosti intact.

Udhar Book settled screen showing total received and paid customers
Screens

Designed for the bazaar, not a boardroom.

Big buttons, clean numbers, and copy that speaks your language.

Udhar Book home dashboard with collection, weekly flow and collection rate
Home
Udhar Book add udhar form with amount shortcuts and return date
Add udhar
Udhar Book due today and overdue cards with Send Reminder buttons
Reminders
Udhar Book pending screen with overdue alert, totals and due-today customers
Pending
Udhar Book settled screen showing total received and paid customers
Settled
Features

Everything your dukaan needs — nothing it doesn't.

Built with real shopkeepers, not spreadsheet enthusiasts.

Instant udhar logging

Add a customer, punch the amount, done. Two taps — even during the busiest bazaar hour.

Smart reminders

Gentle nudges scheduled by you. Polite Hindi and English templates that keep rishtas warm.

Dost & customer profiles

Every regular gets their own khaata. See history, patterns, and settle-up dates at a glance.

WhatsApp settlement

Share a receipt on WhatsApp the second the hisaab is cleared. No confusion, no disputes.

Offline-first

Network gone? No problem. Log entries anywhere — everything syncs when signal returns.

Private & secure

Your ledger is yours. End-to-end encrypted backups, PIN lock, and zero data selling. Promise.

FAQ

Quick answers, straight talk.

Start your Udhar Kitab today.

90 days free, offline-first, and built with love for every dukaandaar.

DOWNLOAD FROM

Google Drive

Namaste 🙏 · 90-day free trial · No credit card needed to start